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Reply to "Term Life Insurance vs. Convertible Term Life Insurance"
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[quote=Anonymous][quote=Anonymous]OP here. Thanks for the feedback. A few more details: my wife and I are both 35 and the convertible policy allows you to convert any amount. My gut is to keep it simple and go with the 30 year term but maybe I'll add a small amount of convertible. [/quote] Go with term. Unless you are really high earners or high net individuals, there is likely no reason for you to have whole/universal.[/quote]
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