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Reply to "cash out roth IRA, 41K or sell house first ?"
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[quote=Anonymous]Hi, we just moved in our home less than 6 months ago. We have 1 year of emergency cash for expenses (including cobra health ins ). My husband will have to look for a new job soon. Just in case it takes more than 1 year to find a new job: 1)We are younger than 59 ½, cash out of roth IRA ( pay 10% penalty + pay income tax ? ) 2)cash out 41K & pay 10% penalty + pay income tax 3)If we sell our home at 100K less than what we paid, we can find a buyer very quick. After paying back mortgage, we can get back +500K. Which order will be best (1, 2, 3) for us ? Thank you very much.[/quote]
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