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Reply to "PROFESSIONAL LIABILITY INSURANCE?"
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[quote=Anonymous] I think that the description that you have posted is really more suited for a Commercial General Liability Policy, which generally covers personal injury and property damage. Companies usually get this coverage if they have an office (it would cover liability if someone slips and falls and is injured on the premises) or if they sell property/services (eg, a faulty product that hurts someone, or a technician installing a product accidentally damages property). The policy that your DH should look into is better called an Errors and Omissions policy, which covers consultants that make negligent mistakes in their work that causes financial loss to someone else (eg, you miss a deadline). Here is an article that describes things better: http://www.techrepublic.com/article/when-should-consultants-buy-professional-liability-insurance/[/quote]
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