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Reply to "Best tips for reducing expenses after salary cut?"
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[quote=Anonymous]Exactly. This is a family that just needs to be more aware of their spending, but at 300K, with no debt, your standard frugal tips aren't really needed. What you need to do is look at where your money is going now. You probably don't even think about it (I'm speaking from experience here). But set a budget for things like clothes or entertainment and then stick with it. Don't just reflexively go out to dinner - plan meals. Don't buy a book because you want it - decide if it is a good purchase, and if not, and you still want to read it, go to the library. I'm betting you fritter away a ton of money a month without even thinking about it. So start thinking about it, track it, and then decide what stays in the budget and what goes. [/quote]
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