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Reply to "Federal BCBS- basic vs standard"
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[quote=Anonymous]If you have chronic illnesses and are picky about your specialists, you'd be crazy to get basic where you have to go in network for everything. I have a colleague with basic, and it has become clear he has an autoimmune condition. His in network provider has not really dx'ed it but has prescribed pretty heavy duty medication for him to take. He now is going out of network for a second opinion and I doubt he'll go back in network. For sure he is changing his insurance plan at next open season. [/quote]
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