Reply to FAFSA says we can pay $90K; should we have applied for FA?

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[quote=Anonymous]We insisted DD apply only to state colleges and to private colleges that offer Merit Aid. Her stats are 1480 and 3.8 unweighted gpa at respected public high school.

She was accepted at all the state schools she applied to with merit aid. She was accepted at all the privates, but only two gave her merit aid, and not enough to match the cost of the public colleges.

Now, I'm scratching my head and wondering if I should have filled out the CSS and applied for FA at the private schools. FAFSA said we could pay $90K, so I gave up at that point, didn't file the CSS or apply for FA. What was the point?

Did I make a mistake? Does anyone know?

I thought Merit Aid was based on Merit! Now I'm wondering if relative wealth is factored into the equation? Can anyone answer this?

Is there any point in applying for FA and "appealing" our merit aid awards at the privates?

I only mention this because DD is HEARTBROKEN that she didn't get enough Merit Aid from the private colleges. I want to make sure I didn't do something wrong here.

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