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Family Relationships
Reply to "Divorce and Survivor's Annuity Question"
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[quote=Anonymous]Some things to think about: Receipt of Social Security survivors benefits reduces the FERS survivor annuity to minor children. Right now the FERS sirvivor annuity is the lessor of $502 per month per child or $1,506 per month divided by the number of children. Depending on yiur ex's salary history, SS death benefits should be more. Is the annuity income taxable? Life insurance isn't. But term life can get incredibly expensive as a person ages. If he's under CSRS, and dies between federal service and retirement age, you get no benefit. Under FERs, there are limited circumstances where you'd get a benefit, despite a court order. If he remarries, that may affect your annuity. Total payout to you and new spouse cannot exceed 50-55% of a self-only annuity. There's a pamphlet on line about court ordered benefits for former spouses. [/quote]
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