Reply to Budget to Transition to SAHP

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[quote=Anonymous][quote=Anonymous]Your mortgage is way high for that income level. That's the big one. I realize there's nothing you can do about that but it's still REALLY high. You can get a TH further away but still in Fairfax or Montgomery County for much cheaper - under 400 in places like Springfield/West Springfield and Burke.

You're going to have to cut back on vacations, cut down on grocery spending, give up kids' sports and cut back on the clothes/gifts category. I also wanted to ask who's health insurance you're paying for $400/month? Isn't it taken out of your H's pay? Anyway, at that point where I'm giving up on the stuff that makes life fun and enjoyable like travel and enrichment for my kids, [b]I'd question whether staying home is really worth it.[/quote][/b]

This...are you in a life changing situation like the other OP who had a special needs child or is this just a desire?  If its the latter I would encourage you to keep working as you would really be putting your family at financial risk.  Now obviously if you are ill or have to take care of aging parents or your children have special needs thats a different situation. [/quote]

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