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Money and Finances
Reply to "how do you save with medical/dental expenses"
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[quote=Anonymous]Are you able to put money into an FSA account? You will probably have to wait until next open enrollment. They will take the money out of your paycheck throughout the year but the full amount you elected is available at the beginning of the year. Also look into changing your insurance plan. If you have a lot of medical bills, it may be better to pay more for a better plan upfront with lower copays. I like the plans that have set dollar amount copays rather than the plans where you pay a percentage because it's so hard to know just how much you will be charged for some things. It's also easier to budget for it by knowing you will pay $50 for that xray rather than 20% or whatever of an undetermined amount. Lastly, you can look into seeing if you qualify for deducting your medical expenses off your taxes. I believe it now has to be 10% of your gross income to qualify but worth looking into. Be sure to keep your receipts.[/quote]
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