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Reply to "How to manage this? Student loans and property"
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[quote=Anonymous][quote=Anonymous]http://www.consumerfinance.gov/askcfpb/202/when-can-i-remove-private-mortgage-pmi-insurance-from-my-loan.html[/quote] Note at the bottom: "If your loan is guaranteed by the Federal Housing Administration (FHA) or Department of Veterans Affairs (VA), these rules generally won’t apply. If you have questions about mortgage insurance on an FHA or VA loan, contact your servicer." If you have an FHA loan, the MIP (mortgage insurance premium but similar to PMI) you must refinance to get rid of it. It no longer disappears automatically. OP, I would get rid of the 6.5% student loans and save the rest for a downpayment.[/quote]
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