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[quote=Anonymous]I got a law degree at University of Baltimore in the late 90s.   I knew I wanted to work in government (where the pay isn't great).   I put myself through school and got minimal loans (I worked full time).  From the start, I projected my ability to pay my school loans back, and made sure I didn't go over an amount I could afford to pay while earning a government salary (back then, it was less than half of what mid-sized firms were paying first year associates).   I feel like I hit the end of the window for getting through school on minimal loans.    The higher the loans, the more likely "regular" people are priced out of the career.   I have one friend with over $200,000 in loans, who's making less than $100k a year.   He will never get his head above water.  He will never be able to increase his standard of living as he gets older.   For him, it was a really poor financial decision.

So yes, I agree with the article.  Unless your parents or employer or someone pays your way, it's not worth going.  Even if you passionately love the work.    Undergraduate degrees are also  moving in that direction, but nowhere near as quickly as law school is.   And undergrad degrees have community colleges to fall back on as a more affordable option for middle income people.  Law school doesn't.[/quote]

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