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Reply to "Post-bankruptcy experience – did habits change?"
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[quote=Anonymous]No, unfortunately, habits did not change. After about a year, got a bunch of credit card offers. Slowly trying to pay off cards, and close the ones that have annual fees and keep 2 with largest limits. At the time, bk was the only way I could see myself recovvering, but 12 years later, bad financial management is still an issue. To make matters worse, I have more than tripled my income from those days, but still over my head in debt. I'm really pathetic![/quote]
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