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Money and Finances
Reply to "Should I transfer my credit card Balance?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]So, it will cost you $640 to transfer the balance. You'll save 600 basis points on the interest rate, or about $1,500 over the 19 months, give or take. So, your net savings is around $860 over 18 months. Give or take. Are you sure you'll be able to transfer the full $16,000?[/quote] OP stated 300/month interest right now. That's $4,500 savings over 18 months minus the fee.[/quote] But she's not going to zero. She's going to 10% from 16%.[/quote] Re-read OP. it's "no interest" aka 0% for 18 months THEN 10%. I'd go so far as to say that it would be worth it just for the 10% rate. When combined with 0% for 18 months it's a no brainer.[/quote] Ah, I stand corrected. Read right passed that. You are correct.[/quote]
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