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Reply to "Should I transfer my credit card Balance?"
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[quote=Anonymous][quote=Anonymous]OP here - thank you to all you financially minded people! I need to be better at keeping up with these rates.[/quote] OP, I agree with the previous pp that said the fee is high. I almost mentioned that above. Most balance transfer offers are about 3%. I've seen them as low as 2%. I've never seen the 1.5% that the pp was talking about. If you haven't already done a transfer, look around for other offers. I know CitiCard is constantly offering 0% interest to me. Chase usually has a 3% transfer. Of course you're getting 18 months so that could be the reason for the extra 1% and if so, that's well worth it. You'd buy 50% more time for 1%. Still, look and see if you can get a 3% transfer fee for 18 months at 0 interest. [/quote]
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