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Reply to "Should I transfer my credit card Balance?"
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[quote=Anonymous]I am in debt - yes please don't judge! But I need financial advice. My VISA card just told me I can transfer my Amex debt ($16,000) to them and not pay interest till Sept 2016. My VISA has no balance (I don't use it really). It's a 4% balance charge transfer, then the interest rate will be 10%. I called AMEX and they lowered my rate from 17% to 16%. They couldn't do anymore. I have excellent credit ratings and pay on time, and a huge chunk of the dept each month. But I want to pay this off sooner rather than later and my interest each month on AMEX is almost $300. Would it make sense to transfer the balance to VISA? thank you![/quote]
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