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[quote=Anonymous][quote=Anonymous]My little sister is recently divorced with 3 kids, she's 46 years old.  Though [b]she didn't work while she was married[/b] she has since gotten a low paying job at a retail store (she has a college degree).  Currently she's not making ends meet with her rent, daycare, etc.  My elderly parents are currently subsidizing a little to help her out during this post-divorce time.   While I'm very hopeful that eventually she will get a better paying job and remarry, I'm concerned about her future since she has no savings at all!

It makes me think about her future and what that will look like....if in the worst case scenario she doesn't get a much better paying job in the near future, and doesn't marry someone to help offset this financial disaster - what's going to happen?  What happens to low income, older people that can't afford to make ends meet?  What resources are available?
[/quote]

And this, more than anything else, is why I advise women to stay in the workforce after having kids. I'm an optimist by nature, and my natural tendency is to assume marriages will last. I certainly expect mine to last--18 years and still going strong.
But...
the long term negative impact to your financial well-being if you do divorce without some kind of financial cushion are brutal.

I honestly look at being a WOHM as, along with other benefits, a type of insurance. You don't buy life insurance because you expect to die, you buy it because the impact if you don't is devastating.
You don't make sure you stay gainfully employed because you think you are going to get a divorce, but...[/quote]

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