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Reply to "How Much House Can We Afford? HHI 215K"
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[quote=Anonymous]We were fairly conservative when we bought our house 5 years ago- our mortgage was about $350k and we made about $150, but it has since risen to close to $200k. I love having a lower mortgage payment, which has allowed us to absorb daycare costs without too much trouble and we save a lot for retirement (not maxed, but pretty close). However, sometimes I wish we had stretched a little bit more. Not a lot, but more so that we would be in a slightly more walkable area. I also wish we had thought of schools and proximity to playgrounds (we had our first about 2 years after moving in). Maybe try to keep between $500-$600? But I definitely also recommend backing into what the monthly payment would look like AND factoring in what childcare costs will look like (we pay $1300 per month, which is just a little lower than our mortgage).[/quote]
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