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College and University Discussion
Reply to "those with kids in college or entering now--can you share your actual financial (tuition) breakdown?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We've got another year to go before our first starts college, but our plan: HHI: $215k 2 kids Total college cost: max of $32,000 at our state's priciest public (less at other in-state publics) Out of income: $12,000 Out of savings: $15,000 Unsubsidized stafford student loan: $5,000 [/quote] Just curious: why unsubsidized?[/quote] There are income limits on the subsidized Stafford loans.[/quote] Yep, instate tuition is less than the federally calculated expected financial contribution amount for our family, so we won't qualify for financial aid or subsidized loans. DC1 is also interested in some private schools, but those are only an option if DC receives enough merit aid to bring the price close to what we'd pay in-state. We can swing a little more out of income if necessary. I don't want DC to borrow more than about $15k, total.[/quote]
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