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Reply to "How much can we afford to spend on home?"
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[quote=Anonymous][quote=Anonymous]OP here. To answer your questions: I am 34. DH is 39. Would like to only put down 90k but we do have more if needed. I don't think I'll ever want to stay home full time but I may want a less stressful/part time job. In my field though, those aren't plentiful. We are both very risk adverse and like our apt so we scares ourselves into not doing anything housing wise. [/quote] But with that HHI you are leaving a huge amount of money on the table (for the government) by renting. We have the same HHI and a considerably more expensive house than you are looking at (although we also had 20% down). We cannot offer NOT to own. [/quote]
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