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Reply to "How much can we afford to spend on home?"
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[quote=Anonymous]How old are you -- that matters a lot. It's not just about what you can afford today -- it's about having your house paid off in retirement. It seems odd that you only have 90K saved based on your salary. Our salary is 80K less than yours, and we save $60K/yr. outside of 401k. could you figure out what your mortgage payment would be (with PMI and property taxes and insurance) and then start putting that much every month (minus your current rent payment) in savings? If you do that for 4+ mos., that will tell you if you can live on that level of mortgage. [/quote]
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