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Reply to "How much can we afford to spend on home?"
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[quote=Anonymous]Have out off buying for 12 years because didn't like what I thought I could afford. Am starting to rethink what I can afford. Wwyd? Married Annual income: $280k ($150 DH, $130 me) Annual income not likely to increase significantly (DH is fed. I might make up to $20k more if promoted) Pay $1,000 month in student loans. No other debt. Bank approval for $1.2M home loan Have toddler and baby on way. Would like one more in 3 years. Daycare expenses about $25k now, $45 with 2 "On track" with retirement and college savings Can put $90k down Ideally would like to spend $700k on house but not finding anything desireable. $850k would get us nice house in good school district. Are we setting ourselves us for regret?[/quote]
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