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Reply to "Which Bank provides Best Home Equity Loan 15 YR Rate"
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[quote=Anonymous]Credit unions appear to allow a higher loan to value ratio, a lot of banks won't do a HELOC for more than a 70% LTV ratio whereas credit unions seem to go up to 90%. A lot of credit unions seem to max out their HELOCs at 250K. I am looking at a similar loan for a renovation and have slightly less equity and would be a higher LTV. Interested in what info people have. We plan to refinance the whole thing into one mortgage post renovation but would want terms can live with if that is not feasible for one reason or another.[/quote]
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