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Reply to "Help me understand structuring student loan repayment"
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[quote=Anonymous][quote=Anonymous]For a student who will be taking out student loans as a component of funding their education at the maximum federal level, but avoiding private loans, it appears that they can estimate having access to $27,000. (5,500 freshman, 6,500 sophomore, 7,500 for junior and senior years) What is the longest term you can expect to repay them over if you have only $27,000 in loans? Trying to minimize monthly payment; for purposes of this analysis ok with higher interest rate, but interested in quantifying what that would be. Is the interest rate for federal (non-subsidized) loans the same whether its a 10 or 20 year payback?[/quote] They will owe more than $27k when they graduate as interest accrues. [/quote]
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