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Reply to "2 steps forward. 3 steps back"
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[quote=Anonymous][quote=Anonymous]I once did a fiscal fast and in two weeks saved $250. And got a $250 ticket on the 15th day. Talk about discouraging. One of the things we're not good at is budgeting the unexpected. These intakes and dumb things add up and it gets frustrating. One thing we do is keep a "life happens" account, and put a set amount in it every two weeks. So it's separate from savings, and pays for these annoying things that pop up - fridge breaks, car hits a pothole, etc etc. But, another PP nailed it - at least you saved that money and it covers the ticket. In this case, think of iras two steps forward and two steps back, not 3 steps! [/quote] So if you have $500 in your "life happens" account, but $1000 of life happened. What do you do? How does you silly budget help you in that case? [/quote]
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