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Reply to "2 steps forward. 3 steps back"
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[quote=Anonymous]You just have to work on being more consistently organized and conscientious. Saving money is a tiny part [i]outstanding acts of heroism[/i] (getting refunds, buying used gear) and 99% just being careful and honest every day (parking where you know it's safe even if it's less convenient/costs a little more, not speeding, paying attention to your bank statements every month, taking care of maintenance issues as soon as they arise, being on-time with bills every month). You also save a hell of a lot of time if your car doesn't get towed, for example.[/quote]
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