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Reply to "Why would decreasing my balance on my CC decrease my credit score?"
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[quote=Anonymous]I hear you, op. I got advice on here last year that a quick way to increase my credit score was to ask my credit cards to increase my credit limit. The reasoning was that my credit limit pn the card i used the most was $8k and every month I was using $4k of it. I paid it off every month. The person who responded to me said that since I was using about 50% of the credit, it pushed down my credit score. Seemingly, the bank didn't trust me enough to increase my credit as I was coming close to maxing it at times. So I asked the bank to increase it to $20k. Honestly, I haven't checked to see if my score has gone up. But thought I would share what was told to me. [/quote]
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