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Reply to "Why would decreasing my balance on my CC decrease my credit score?"
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[quote=Anonymous]Riddle me this peeps. So I'm going through my credit secure (AMEX) account, my credit is fine = 745. I'm going thru the scenario worksheet of potential what-if's. My actual credit card balance totals a shoddy $12,413. When I select in the drop down menu a new potential balance from the current $10,000 - $12,999 range to having a balance in the $7,000 - $9,999, credit secure says it would drop my score 13 points ~ 732. If I get the balance down to the $4K - $6,999 range, it would drop 3 points to 742. What the hell is up with that? [/quote]
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