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Reply to "Roth IRA to pay for kids' college vs. 529"
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[quote=Anonymous][quote=Anonymous]Poor person here . We max out 401k and IRA , and have little in college savings other than what grandparents put in Since we are older parents , our children will be in college when we are 55, meaning we could take money tax free out of our IRA and help with college if we didn't think we needed it ourselves Big if! The problem with the 529 is that it cannot be used for anything other than college. Bottom line for us: our children can get loans and have a lifetime of work ahead of them.[/quote] Kids in college at 55 is not older parents. [/quote]
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