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Reply to "Best Federal Supplemental Dental Plan?"
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[quote=Anonymous]The benefeds website will allow you to compare plans pretty easily. Just look to see if your dentist is a preferred or participating provider in any of the plans. And, evaluate coverage for the type of dental work you're likely to need next year. We've had MetLife for a few years now (just for DH and I). DH's dentist is a participating provider and the insurance coverage for him has been great. My dentist doesn't not participate but they'll submit a claim for me and I get a check back from MetLife pretty quickly for a portion of the bill. I don't think our dental insurance is worth the cost if you usually only have regular maintenance (cleaning) visits and you don't use a preferred provider. I don't have our kids covered because a chunk of their 6 month visits is covered by health insurance. Most of the dental plans it seem have pretty minimal orthodontia coverage especially when combined with and low maximum annual benefit levels. [/quote]
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