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Money and Finances
Reply to "Payoff Car Loan vs. Keep/build up savings?"
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[quote=Anonymous]I'm in the exact same situation as the OP. Recently bought house, had to buy a new roof that put a dent in our savings and I'm trying to build it back up as well. I've got $4,000 left on a car loan at 0% interest. I hate paying bills monthly when there is so little left to pay, but at 0% I just tell myself that anything could still happen and it's best to have the cash available. If I had paid it off when there was $8k left, we'd be in an even tighter spot. If it were 4-5% or more, I'd probably do it...but it's low enough where I would rather have the cash in the bank. [/quote]
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