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Reply to "Payoff Car Loan vs. Keep/build up savings?"
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[quote=Anonymous]Unless you are 100% sure nothing big will break and have the warrantee for every single possible big ticket purchase in your house, I would not do this. Home ownership is a wonderful test of finances and budgeting. You always have to plan ahead for an expense you never saw coming and suddenly are facing. I would not feel comfortable going that low in an emergency fund. Singed, a home owner of 6 years who has spent $2-5k annually on unexpected repairs, with $6000 in student loans that started at 100k+, and $30k in our savings account. [/quote]
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