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Reply to "What are the first "everyday" things you will cut down on if you lost your income? "
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[quote=Anonymous]Big ticket items would be: stop college savings contributions, reduce retirement savings to the match, make a smaller payment on HELOC, assess if we could eliminate either before or after care for the children, stop health club, reduce house cleaner to every other week (we have had her for many years), reduce cable and eliminate a phone line We do have 6 months emergency cash. If we were concerned that this was a long term situation, I would see if we could refinance the house. We currently have a 15 year mortgage so our payments are significant. [/quote]
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