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Reply to "When parents hold money over your head"
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[quote=Anonymous][quote=Anonymous]When you accept money from any person in your life (not an anonymous giver) there are always strings attached. [/quote] Depends on the lenders. My parents have given us money with no strings attached. My parents decided at a certain point (when they were around 70) that they had more than enough money to live on and that their money would go to the kids and grandkids anyways after they passed, so they started giving us money in amounts under the gift amount annually as they could afford. Some years we got the maximum and some years we got none. But they figured that the money would go to us when they died and this would decrease the amount that we would have to pay estate tax on. But when we get the gifts, the only restriction they've ever asked for is when we bought our current house that we have at least one bedroom on the ground floor because my father can't handle steps anymore. That was easy enough to ensure. [/quote]
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