Reply to How do people afford kids?

Forum Index » Money and Finances

Reply to "How do people afford kids?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous]DH and I spend a third of our net pay (after paying for health insurance and retirement) toward our mortgage, which is well within normal lending standards.  Then by the time we pay a car payment, about $400/month in student loans, routine bills, groceries, put money toward savings, etc., it feels like there isn't a ton left.  We are 30 and 35 trying for a family and people keep telling us that you just "make it work" when you have kids -- but I am stressed about swinging 2k a month on infant daycare on top of all the other costs of raising a kid.

I know we can tighten our belts and make it work by cutting back on things like traveling to friends' weddings, occasional happy hours, etc.  But, I can't help but feel that with two graduate school educations and a HHI of 180k a year, we shouldn't just be "getting by" in order to start a family.

I was the first in my family to graduate college and my family lived very comfortably (nice house, vacations, college paid for, etc) off one in income earned by my dad who had just a HS diploma.  It's kind of depressing how hard it is now to live a middle class life.

What do all you parents do to make it work?  Please no snarky comments that we just shouldn't have kids.  Having a family shouldn't be a privilege just for those who make 400k/year.  [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics