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Expectant and Postpartum Moms
Reply to "2015 Federal BCBS vs Aetna for Maternity Benefits?"
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[quote=Anonymous]Thanks so much, guys. OP here. My main reason for considering Aetna was because we've had infertility issues in the past, and will probably try for a second. Aetna's coverage for IF is much better than BCBS. However, given that we're set to deliver our first one in April, I think we'd probably wait till January 2016 at the earliest in any case for our second, so it probably doesn't matter. Aetna seems not as good as BCBS for maternity care -- $200/night for hospital stay, at a cap of $1000. If I were to have no complications and stay only one night after delivery that would be ok, but if there's a NICU situation, it could end up being a lot more money. And the Aetna customer service was really terrible -- I called them and they couldn't answer any of my questions. So I think I'll switch to BCBS for the following year, and can then re-evaluate for 2016 after the baby comes.[/quote]
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