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College and University Discussion
Reply to "Healthcare Insurance For College Students"
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[quote=Anonymous][quote=Anonymous]Perfectly reasonable question, OP. The University of Chicago allows us to use our BC/BS BUT we have to pay an additional quarterly amount for access to Student Health Services and Student Counseling. Since it's a quarterly fee, it really adds up. The cost of the Student Life Fee is mandatory and is billed quarterly along with the tuition and other fees.[/quote]Kaiser Permanente is an HMO. Boston University required us to obtain additional insurance. Below is a policy that many colleges follow. Hope this helps! [i]Some type of emergency care provision is usually included in your policy, regardless of the network guidelines. If you are covered by an HMO and your college is not within the service area, you will only be covered for emergency situations. Follow up care will not be covered unless you travel back to the service area. If you are covered by a PPO plan, and your college is outside the preferred provider network, benefits will only be paid at the non-preferred level contained in the policy.[/i][/quote]
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