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Reply to "Selling stock for down payment - timing?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I've heard underwriters consider stocks @ 65% of market value, so balance in cash is preferable if you're maxing your savings. [/quote] I thought this was because of tax (e.g. capital gains) from the sale. They don't want you to claim a certain amount of assets if a third is actually owed to the government.[/quote] 401k yes, but regular stocks It doesn't matter. In fact when we cashed out our 401k the money was treated like cash despite us needing to pay taxes and penalties. [/quote]
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