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[quote=Anonymous]Are you in this area? Have you talked to a therapist about what's best for your kids? I'd do that as as first step. Then I'd talk to a divorce attorney about the financial aspects. Sometimes you can keep the marital home til your kids are grown. For their stability. You may be eligible for alimony if you are disabled and can't reasonably be expected to work full time or earn more.

Divorce can be very hard financially and just change out one stress (toxic husband) for a new one (money). So that does have to be a consideration. Plus divorce means changing the relationship to a coparenting one, and that can be really hard too.

If in the end you think divorce is the better option, there are ways to plan financial exits, etc. as well.

In your shoes, I'd write out a list of things to try:

1) talk to therapist about helping kids/changing conflict in the home. You can't change him but you can change how you all relate to him and that can help de-escalate and prevent some conflict. If you are in this area PEP parenting classes and workshops have so e helpful conflict resolution workshops that are fairly cheap and may help.
2) get your kids individual therapy. 
3) talk to a financial planner or research self-support on yiur own. Get a realistic sense of what you may be facing.
4) talk to a lawyer.

Good luck OP.[/quote]

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