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[quote=Anonymous]I feel its time to at least talk to a bankruptcy attorney. Our income has declined and we have no problem paying our mortgage but the credit card payments are kind of killing us and if a bad month comes long, paying them does threaten our ability to pay our mortage. We didnt qualify for any kind of consolidation loan with our excellent credit and solid payment history because our income was too low- not way too low, just a little too low.

Meanwhile DH and I are scrambling for new work I found a great job only to find the boss leaving the country unexpectedly for six weeks and shutting down his office for that time. The constant hustling and never knowing if it will be enough is taking its toll. Really, its all a timing thing. If something comes in that solves our problems, then great. But what if it doesnt?

I think I would feel better knowing something of a timeframe. If money stops coming in, for example, how long before the s*** hits the fan, and exactly what hits that fan first, and what hits it next, etc.

I need to know when to give up. And when not to. I just feel I cant tell anymore.
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