Reply to MDIPA Federal and Annual Deductible

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[quote=Anonymous]I'm a little confused on the 2014 MDIPA Federal plan and what counts towards the annual deductible.   I know MDIPA increased the deductible from $1800 to $3000 for self from 2013 to 2014.  But for those of you who have been using MDIPA this year for infertility treatments, do IUI and IVF monitoring appointments still count towards that deductible?  I previously read on here for MDIPA in 2013,  people saying that their 1st IVF was a certain cost but then their 2nd IVF was significantly less because they met the deductible and MDIPA started covering more.  I'm just wondering if that's still the case for 2014 just with the higher amount.  And for what it's worth, I find their whole online claim system totally confusing because it lists what "may be" my responsibility but that doesn't take into account everything I already paid at SG after the monitoring appointments. I'm not sure if somehow once that's reconciled what I've contributed to the annual deductible will increase.

We just finished 3 rounds of IUIs and they weren't successful.  We are trying to determine if we should take a bit of a break to decompress from it all or if we should proceed with our first IVF immediately because of the potential financial savings in this calendar year.

Thanks so much![/quote]

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