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Health and Medicine
Reply to "United Healthcare Denying a Legit Claim"
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[quote=Anonymous]Hi there, Most of us have had one or more experiences with our health insurance - I've been screwed over and lied to openly and been forced to pay couple of grand by one of them years ago - but today something so odd happened that I'm kind of confused. My wife is pregnant, and before she picked her doctor she did what all people should do: she checked if that doctor and the clinic were in her network. They were, and she's been seeing him for the last two months. Today she received a bill for $2600, from some lab. She calls her insurer - United Healthcare - and they tell her that the reason they didn't pay for that was because the lab her doctor uses isn't in-network. Now I've been seeing doctors for a while in my life, and the idea that I should have been checking if my doctor's subcontractors are in-network makes me laugh. I wonder if I should also be checking if this lab's subcontractors are in-network!? Healthcare insurers are like cops; just like NYC cops have a quota for the number of arrests they have to make and number of tickets they have to write, healthcare insurers have to deny a number of legitimate claims. Have you ever experienced this before or even heard of something similar? Thanks![/quote]
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