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Reply to "Is it normal for auto insurance rates to be so damn high?"
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[quote=Anonymous]State Farm charged me much more for my old Civic than my brand new CRV. I asked why and they said it's mostly teens and college students who drive Civics and they have a higher accident rate. So they'd blended the vehicle make with age demographics. That might be one reason. Another reason is older cars have higher theft rates. They are stolen for parts and they are much easier to steel than newer cars that have lots of anti-theft systems in place. Yet another potential reason is your zip code. I was also quoted higher rates once for living near a highway with very high accident rates. [/quote]
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