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Reply to "need to buy a home to save money but can't"
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[quote=Anonymous][quote=Anonymous]If your credit score is that low, you can't afford a house. No one is going to loan you any money unless it's at a RIDICULOUS rate. You cannot afford to buy a home. You aren't "throwing away money," you are paying for a roof over your head. If you can't save money for a down payment, what the hell are you going to do when the roof leaks, the refigerator breaks, and the boiler goes, all in the same winter? (been there, done that) You'll go into debt, AGAIN, with more crazy interest rates, and you'll go bankrupt. It's people like you that lost their shirts when the bottom dropped out of the real estate market. TL, DR: You cannot afford to buy a house. [/quote] Exactly my point, OP here. If we buy, our mortgage monthly will be nearly $1,000/month LESS than we are paying in rent. Then we can actually SAVE and OWN. And refinance whatever wackadoo mortgage we get in a year or so.[/quote]
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