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Reply to "need to buy a home to save money but can't"
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[quote=Anonymous][quote=Anonymous]A home is more expensive due to all the maintenance costs. Our place is small, but new, and we have spent tons of money in 2 years. Our mortgage is 400K, and I saved a whopping maybe $4K on my taxes. Yet I spent probably over $1000/mo extra. So netting that, I spent an extra $600/month to be a homeowner. You need a Fico score more in the 630+ range. My advice to you is get a good rec for a credit repair person. But get a recommendation from somebody you know. Then, do a VHDA loan (in VA) with no money down and get the seller to pay the closing costs. Or, try one of Wells Fargo's programs in MD/DC for no money down. You will need your 12K for your new place and a cushion because you will be paying more.[/quote] If it's new. What did you spend so much money on?[/quote]
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