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[quote=Anonymous]I am 36 yo and have 180k in retirement funds, 23k in a fidelity brokerage account and 140k in a money market account. I need advice on what to do with that 140k. I know it is so stupid to have it sitting in basically cash, but I feel like the stock market is ripe for a downturn. I've been waiting for a correction to transfer the funds to the brokerage acct, but it has not come. I am married and my husband is in a similar financial situation. We don't mess around with retirement - fully fund and invested appropriately in stocks, but are good savers and the emergency funds just keep growing. Any advice on how to make this money grow despite the fact I am apparently scared of risk![/quote]
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