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[quote=Anonymous][quote=Anonymous]My very close cousin's destination wedding is in Dec and it will cost us (2 adults and 2yr old) around 3700 to 4000. We don't have extra money to spend but my cousin's sister offer us to lend money from her Line of Credit with very low interest so we can be there with the family. But DH disagreed with this. 
 
My DH wants to go back to school for 2nd career because he is so sick of his current job (both the company and the type of job) in January. The school will be 1 year. This will drop our HHI significantly ( I made about 10K more than DH).

[b]I want to send DD to preschool which costs around 1200 a month in Sep next year (not this year) so started to save money but to this time, only have half of annual tuition. I don't want to touch this money until DD go to preschool. DH doesn't really know about this plan because he is happy with the home-based daycare DD is going that cost us only 500/month but this daycare lady only care for feeding, nap, potty and outside play time.[/b]

Questions:
1.Should I go to the cousin's wedding with line of credit money from cousin's sister? If so, how do I get DH on board with this. If not, how to tell my cousin we are not going?

2.Should I stick with my plan of sending DD to preschool even if DH doesn't agree? It seems to me that DH that only see financial point here. He doesn't seem to think kid at this age needs to go to school. He wants to wait for DD to go to Public Kindergarten instead of preschool because it is free. Anyone here has kid go straight to K?

3.What I want is to go to the wedding and have DD to preschool. Is it possible in my situation?

[/quote]

Don't go to the wedding, but seriously consider the preschool.  That's an investment in your child's future.  Does it have to be that one, though? I feel your pain, having looked at the prices, but maybe there is a city/county program that can also prepare your DD that doesn't cost as much?  Then you find a day care provider that can pick her up after if it doesn't offer affordable aftercare?[/quote]

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