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[quote=OTAlexFA][quote=Anonymous]Can you explain how you will outperform the market over a period of 25-35 years, when studies repeatedly have shown that the vast majority of people are unable to do so?

How is someone better off with you as opposed to investing in low-cost index funds - say 60% domestic stocks, 30% foreign stocks, and 10% bonds and rebalancing as they age?[/quote]

Here comes the big curtain reveal - ready?

I will never outperform the market.  Period.

Frankly, it's not my job to.  In fact, the only way I will even attempt to is if I have a client/investor that wants me to invest "dumb money."  Dumb money is basically someone giving you a sum and saying, "Do what you can with this."  I don't work that way.  I can attempt that with a sleeve of a portfolio, if a client requests.  I can attempt it with my OWN money.

To attempt to outperform the market, you need to be fully invested at the highest risk tolerance and taking a lot of chances.  A stockbroker may try that for you.  An advisor likely will not.  My job is long-term planning and reaching goals that we set together.  If someone ever asks me, "What can you do if I gave you X amount of dollars?"  I tell them to go to an online broker (E-trade, TD, Scott, et al.).  That's not my game.[/quote]

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