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Reply to "Using Savings for Bathroom Renovation"
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[quote=Anonymous][quote=Anonymous]Do it! A new bath will make your life much nicer, and once you have a child it will be much more difficult to live through. Have you crunched numbers as far as baby expenses, lost pay from parental leave, etc.?[/quote] Yes, we've crunched the numbers. We have enjoyed being DINKS for the last 10 years! We both have healthy leave balances and will each take 12 weeks of (paid) FMLA leave after the birth so we won't need childcare for the first 5-6 months while still receiving our full paychecks. After that, daycare will prevent us from saving as much as we currently are, but we should still be able to put at least $750-$1000 per month into our savings to recoup our emergency fund. Other than our mortgage, we have no other debt and we max out our retirement contributions. Our neighbor runs an in-home daycare and told us she will hold a spot for us for next summer and we are also on several Federal-preference center wait lists as a back-up.[/quote]
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