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Reply to "Has anyone negotiated car loan pay off?"
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[quote=Anonymous]Generally speaking, when you want to pay off a loan (early), you call them and get the final amount and you pay it. There is NO negotiation. You signed a document saying you owe $X at Y%. Since you have 0% interest, then you should know what the final balance will be, but I would call them anyway. And chances are, you have to send the final payment to a different address. (Our mortgage was paid via bill pay, but the last payment, the payoff, had to be in cashier's check.)[/quote]
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