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Reply to "Dealing w bonuses and how to be smart "
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[quote=Anonymous][quote=Anonymous]If you don't need the money to be immediately accessible (though don't want to lock it up in a retirement account), but prize safety over the returns from stock, and want something better than online savings, consider I Bonds. Rates are now more than double the online savings rates, with lower early withdrawal fees than CD's. Tax deferred with no state taxes. Advantages if used for educational expenses. Would buy 10k now, 10 k after rates change in November. You buy them at treasury direct.com[/quote] You are young. Throw it in a vanguard age directed fund and let it grow. You can have the money in your hands in 48 hours if you need it. [/quote]
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